Pauline Read's bank petition provokes anger

malsancak


Joined: 23/08/2009
Posts: 2874

Message Posted:
19/11/2009 09:42

"Whilst canvassing local bars for signatures for the paper version of my petition I happened on a darts team having their monthly lunch meeting. I knew one of my neighbours was in this team and also knew that she thinks that my confronting the Builder, in the way I have, is not a good thing..."

Read more on http://www.northcyprusfreepress.com

DutchCrusader



Joined: 19/05/2008
Posts: 11281

Message Posted:
19/11/2009 10:09

In my opinion signing this petition should be seen as an expat act of solidarity. There are about 8.000 (?) expats with properties in the Northern part of Cyprus. How many signatures now, Malcolm? About 50? Hmm.

MarkVPiazza


Joined: 14/08/2008
Posts: 530

Message Posted:
19/11/2009 10:27

Keep going Pauline



There are always the cowards who will snivel in the corner, frightened of their own shadow.



When you get your victory, they will be more than happy to enjoy the benefits, but don't expect any thanks, as this type hate anyone who gets up and does something positive, rather than sit winging in a corner



All the best



Mark

malsancak


Joined: 23/08/2009
Posts: 2874

Message Posted:
19/11/2009 10:54

There are a lot more than 50 since Pauline started collecting paper-based signatures but only a tiny percentage of those who are affected by these issues. In order to spread the petition further it would be helpful if people in other areas in the north could be emailed the petition (not downloaded), collect signatures, and then either post them to Pauline (PO Box to be sent by email) or scan them and email the completed forms back to her.

If you want to help then use my Cyprus44 email address found by clicking on my username.

malsancak


Joined: 23/08/2009
Posts: 2874

Message Posted:
19/11/2009 11:26

There are still a few signers of the petition who need to go back and resign at http://www.northcyprusfreepress.com/2009/11/17/pauline-reads-petition-against-obscene-bank-lending-policies/

the butler


Joined: 22/06/2007
Posts: 1958

Message Posted:
19/11/2009 11:57

Dear Mal,



I have signed again as requested but still cannot click on the link to confirm. I suspect a lot more people would sign on line if this could be made simpler.





Avril

malsancak


Joined: 23/08/2009
Posts: 2874

Message Posted:
19/11/2009 12:10

Hi Avril

Thank you for bringing this to my attention. All signatures have been confirmed so far because if the link does not work (or is not visited) this results in a message being left on the database. I've added further instructions now: "if clicking on the link does not work then copy and paste the link into your browser and visit the address that way."

malsancak


Joined: 23/08/2009
Posts: 2874

Message Posted:
19/11/2009 16:07

32 people so far have completed the online petition set up in order to stop developers mortgaging property they've sold to you, before you get the title deeds put into your name. Your builder might have done this already (or will do it in the future) but you probably won't know until you get your deeds. We know for the NCFP poll that of the 122 people surveyed, 63% had not received their deeds yet. Can you afford not to sign the petition at http://www.northcyprusfreepress.com/2009/11/17/pauline-reads-petition-against-obscene-bank-lending-policies/

malsancak


Joined: 23/08/2009
Posts: 2874

Message Posted:
19/11/2009 18:37

Paper copies of the petition can also be signed at

THE STUMBLE INN Lapta

The CYPRUS QUEEN Alsancack.

joandjelly


Joined: 24/02/2008
Posts: 2953

Message Posted:
19/11/2009 18:45

I would like to state for the record that I am NOT the neighbour that plays darts

kibrissibel


Joined: 18/02/2008
Posts: 562

Message Posted:
19/11/2009 18:46

It's amazing to again see so much apathy and lack of willingness toget involved in trying to make positive changes for everyone in the TRNC. When I was trying to get signatures to amend the Specific Performance Law, there were only about 1400 signatures, which is rubbish because if attects thousands. The same with this petition, how long does it take to put your name on a petition? You will never know if it works unless you try. Approx 14000 ex-pats have bought property here - where are their names? If the government had taken precautions against this, we would not now be going through the courts for the return of our funds from Seaterra who mortgaged their Reserve site for £2 million.



Come on everyone, this affects not only the purchasers, but the whole economy, and the reputable builders/lawyers/developers who must make a change.

elko2



Joined: 24/07/2007
Posts: 4400

Message Posted:
19/11/2009 19:34

I have not signed it so far but that does not mean that I am not sympathetic to people who find the properties have mortgages on them and they stand the risk of losing the house they paid for.



My problem is this:

1. What is the petition really about? It says "I support Pauline" but what does Pauline want? In my view it should be a straight demand for something and not in a roundabout way of asking for something through a support for someone whose objective is not clearly stated in the petition.

2. Is the petition targetting the government, the banks, the courts or what? In my opinion the the target is not clear.

ismet

malsancak


Joined: 23/08/2009
Posts: 2874

Message Posted:
20/11/2009 02:18

the petition is saying that it should be illegal for financial institutions to put a mortgage on properties which have been sold and which therefore should be free of encumbrances if it is obvious that the purchaser expects it be free of such encumbrances. Why is this so difficult to understand?

elko2



Joined: 24/07/2007
Posts: 4400

Message Posted:
20/11/2009 07:01

Malsancak (msg. 13),

Am I looking at a different petition? This is the one I saw:

"I the undersigned support Pauline Read by signing the petition against Banks and other Lending Institutions in the TRNC being able to lend money on property/land they know to have been paid for by, and Contracted to, someone other than the Developer or Previous Landowner. The Bank or Lending Institution should further be able to demonstrate that they took all reasonable precautions to ensure they were lending on totally unencumbered land/property/security"

Where does it say illegal and exactly what entails "support Pauline"? Not neat enough for my liking, too much ambiquity. Sorry.

ismet

malsancak


Joined: 23/08/2009
Posts: 2874

Message Posted:
20/11/2009 12:43

ah, now I understand why you think it is ambiguous. In the previous article it explained that she has a pending court case against a bank which wants her home to pay off the mortgage that was raised by the developer using it as security. One of the items she wants to take to court is a petition showing that she is not alone in believing that this practice should be made illegal. It is perfectly legal to raise money using land you own as a developer but if the bank is aware, as they were in this case, that the property has been sold many people believe this is a different issue. Support Pauline therefore refers to this court case.

Tenakoutou



Joined: 27/07/2009
Posts: 4110

Message Posted:
20/11/2009 13:33

The government urgently needs to be asked:



'Why should a property buyer (read 'owner'), who was never consulted by the mortgager, be forced against his/her will to be guarantor for a bank loan to a mortgagee landowner, or developer, who knew that he, having been paid in full, had signed the sales contract, yet not divulged the sale to the lender, or lending institution? If this does not constitute, although currently legalised, blatant fraud in TRNC - why not - is this duplicity the government's idea of integrity?'

Hector


Joined: 26/08/2008
Posts: 2352

Message Posted:
20/11/2009 18:14

I agree with Tenakoutou.

Are the government taking any notice of the BRS and or HBPG on this?

girne 29


Joined: 06/12/2007
Posts: 1488

Message Posted:
20/11/2009 19:00

Good luck Pauline.I've signed.



Just put it behind you.People like those you have described are more to be pitied.If they think mortgaging land that has been sold to someone is acceptable and get enraged at you for trying to change that ,then their own morals are in question. I'm all right Jack!

Be nice to the builders and lawyers and dont mention things like contracts, was the mantra years ago.Would have thought that after years of inaction and p--staking ,they would have learned that staying on your knees and kowtowing and has made no difference.



MarkVpiazza, Spot on, especially about taking the benifits. If people are to scared to get involved, thats one thing ,and can be accepted,but to actively prevent a petition that highlights what is normally a criminal act from being addressed, is the same as supporting that act.

malsancak


Joined: 23/08/2009
Posts: 2874

Message Posted:
20/11/2009 19:08

The paper version of the petition is now available at:

Grumpy Grouse Alsancack

Zeki's Bar and Restaurant Karsiyaka

Stumble Inn LAPTA

Cyprus Queen Alsancack (formely the Corner Bar)

The Ritz Cafe and Bar Catalkoy

Or sign at http://www.northcyprusfreepress.com/2009/11/17/pauline-reads-petition-against-obscene-bank-lending-policies/

smithy


Joined: 17/07/2008
Posts: 5301

Message Posted:
20/11/2009 19:21

I re signed as you sent me an e mail

Good work carry on we support you

malsancak


Joined: 23/08/2009
Posts: 2874

Message Posted:
20/11/2009 19:23

thanks smithy. 47 online petitioners so far

girne 29


Joined: 06/12/2007
Posts: 1488

Message Posted:
20/11/2009 23:09

got two e-mails ,just used one ,hope thats okay.

sloan



Joined: 24/02/2009
Posts: 808

Message Posted:
21/11/2009 06:18

I was one of the first signer, but my name seems to have disappeared from the online list.

malsancak


Joined: 23/08/2009
Posts: 2874

Message Posted:
21/11/2009 10:03

Hi Sloan, we had a glitch! You should now have an email asking you to confirm your signature. Girne_29 check to see if you are on the list. If you have elected to keep your name anonymous on the website then you'll be xxxxxxx so in that case try to sign the petition again and then it'll tell you if your email has already been used. There are now 54 names on the online petition at http://www.northcyprusfreepress.com/2009/11/17/pauline-reads-petition-against-obscene-bank-lending-policies/

malsancak


Joined: 23/08/2009
Posts: 2874

Message Posted:
02/12/2009 11:54

According to the newly introduced Lisbon Treaty, "if one million signatures are gathered in a petition – for instance, via the internet – from among the EU’s 500 million citizens, then the EC will be obliged to draft legislation."

Come on, only 999,920 more to go! The petition is at http://www.northcyprusfreepress.com/2009/11/17/pauline-reads-petition-against-obscene-bank-lending-policies/