Akfinans Bank. In trouble or what?

cassius


Joined: 20/03/2009
Posts: 110

Message Posted:
06/06/2010 14:02

Just a question to all.

Is this Bank in trouble?

Is this the reason behind the so called Auction process?

Trying to regain some financial capital for there miss management.

Trying to bouy up there flagging finances in the times of the recent recession?



AS I SAY JUST A QUESTION?????????

wynyardman



Joined: 15/12/2007
Posts: 4580

Message Posted:
06/06/2010 14:21

Good question cassius.



Certainly this whole debacle seems to be a determined attempt to legitimise the loan book. Only time will tell if it the first of many.



Ali Baba comes to mind!



wynyardman

TopTen


Joined: 15/04/2009
Posts: 1246

Message Posted:
06/06/2010 14:22

I believe they have money exchanges, so to all expats and there visitors do not use them please

scruff


Joined: 15/07/2008
Posts: 1070

Message Posted:
06/06/2010 15:20

Also anyone banking with them, should close their accounts & move to another bank. It's not that difficult. They may not be the no.1 choice bank for expats but I know at least 2 expats who bank or banked with them. TCs who use them should do the same.

Anyone who uses Akfinans for Insurance should change insurer on next renewal. They also have other businesses apart from banking & anyone who lives here, should be aware of these. Boycott them.

malsancak


Joined: 23/08/2009
Posts: 2874

Message Posted:
06/06/2010 15:59

be careful, it is illegal to criticise a bank to the point that what you say might cause them serious financial problems. I would not suggest that anyone closes their Akfinans bank accounts or not use their money exchanges. I also do not believe they are currently in financial problems. However, all people who choose their investments on the basis of the ETHICAL policies of a financial institution might want to review their investments on the basis of any new evidence that might have come to light recently.

rocking


Joined: 05/11/2008
Posts: 421

Message Posted:
06/06/2010 16:09

Owned by the Adam Kaner family who have kiosks at airport for duty free please do not use them.

MarkVPiazza


Joined: 14/08/2008
Posts: 530

Message Posted:
06/06/2010 16:33

So, they lend £50k (that is the original loan figure I heard), add 80% compound interest per quarter for a few years, then sell it to yourself for £900k, so 1800% profit



With accounting like this, surely this bank must be the most profitable one in the TRNC

malsancak


Joined: 23/08/2009
Posts: 2874

Message Posted:
06/06/2010 16:50

I'd certainly mortgage with them any property I'd just sold, if I was that sort of person.

wynyardman



Joined: 15/12/2007
Posts: 4580

Message Posted:
06/06/2010 17:17

MarkVPiazza,



Exactly. This exercise is nothing more than to legitimise the loan book. Crystalise their ill gotten gains, with the full support of `The TRNC Government and its judiciary.



Who are their auditors? They will sleep easier tonight! Shameful!



wynyardman

hattikins


Joined: 17/02/2008
Posts: 2793

Message Posted:
06/06/2010 17:19

And I always thought bank robbers stood on the customer side of the counter !

cyprusishome


Joined: 31/03/2007
Posts: 2381

Message Posted:
06/06/2010 17:39

wyn, DOH, what are auditors!!!!!!!!!!!

Hector


Joined: 26/08/2008
Posts: 2352

Message Posted:
06/06/2010 17:42

Do they publish who has a financial interest in the bank (other than it's customers). Would that throw any light?

cyprusairsoft



Joined: 22/06/2009
Posts: 2066

Message Posted:
06/06/2010 17:59

didnt think much of their ad in cyprus today down right racist

MarkVPiazza


Joined: 14/08/2008
Posts: 530

Message Posted:
06/06/2010 18:06

I would have thought the honest course of action would be to charge a "normal rate" of interest which would make the total debt say £75k



Split this between the 10 houses = £7,500 each, a figure hopefully most would be able to raise.



Why hasn't the bank taken this course of action if they are honourable bankers?

zcacmxi


Joined: 30/11/2008
Posts: 388

Message Posted:
07/06/2010 12:59

Something similar happened in the UK a few years ago.



Ultimately it went to Court which ruled that the interest was "extortionate" and cancelled it...



Full details: http://www.guardian.co.uk/money/2005/jul/28/debt.business

Lambousa Gordon


Joined: 03/11/2007
Posts: 1992

Message Posted:
07/06/2010 16:13

Are you sure Akfinans has the same owners as the Kaner duty free shops?



Because if so this is the same group that imports Efes Beer into the TRNC.

joandjelly


Joined: 24/02/2008
Posts: 2953

Message Posted:
07/06/2010 17:06

Here we go again with misinformation. Akfinans is owned by ADEM KADER. Perhaps Gordon could confirm that this is a completely different person to Adam Kaner.

Lilli



Joined: 21/07/2008
Posts: 13081

Message Posted:
07/06/2010 18:01

jj i hope it all gets cleared up soon and you can move to the next stage x

joandjelly


Joined: 24/02/2008
Posts: 2953

Message Posted:
07/06/2010 18:18

Thanks Lilli x

Lambousa Gordon


Joined: 03/11/2007
Posts: 1992

Message Posted:
07/06/2010 20:35

Re Msg 17



Sorry - was merely asking for further and better information regarding Msg 6.

wynyardman



Joined: 15/12/2007
Posts: 4580

Message Posted:
07/06/2010 21:01

Lilli my friend,



THIS DEBACLE SHOULD NEVER BE FORGOTTEN. The banks actions were illegal (in international terms) and have ruined the lives of a number of God/ Allah fearing people who deserved to be able to live out there lives in peace.



I fully understand the need to move on but I urge everyone NEVER TO FORGET OR FORGIVE this bank for its unconsciouble

attempt to legitimise its ill gotten gains. I hope that the jingle in their pockets is worth the jangle in their heads.



I fear that there may be more.



May The Directors and shareholders answer to their GOD for their actions. My prayers are with the dispossed " tennants".



I spit at the thought of this bank, its Directors and its employees. They are boils on the backside of humanity.



wynyardman

nareik


Joined: 26/01/2009
Posts: 113

Message Posted:
07/06/2010 21:45

THIS MUST NOT BE FORGOTTEN!

The auction went ahead even though there was huge public opinion and public support against it.

The only bidder was Akfinans Bank - there must be an issue with "conflict of interest", both morally and in law.

Any auction I ever went to, if there were no bids, the item was withdrawn, unsold. How can it be right that the "seller" (Akfinans Bank) is also the purchaser?

This is not right and it should not be forgotten. Akfinans Bank must be pursued as "not fit to practice".

Is there a banking regulator? Pressure should be put on the bank's auditors not to stand over this charade.

Other unscrupulous TRNC banks may consider this route if Akfinans Bank gets away with it.

IT IS NOT RIGHT!

daisy dukes


Joined: 06/09/2008
Posts: 3815

Message Posted:
07/06/2010 21:53

msg 22.... ''Other unscrupulous TRNC banks may consider this route if Akfinans Bank gets away with it.''



This is what i fear most...if Akfinans sets the precedent...who's to say what will happen next....this is turning into one hell of a nightmare, not that it wasn't one to start with....but....SHIT!!!!





DD

malsancak


Joined: 23/08/2009
Posts: 2874

Message Posted:
07/06/2010 22:04

do you think this thread will be closed because someone has accused Mr Kaner of being Mr Kader. I wish some people would get their facts right!

*** PS post edited to remove offensive expletive, *** Malsancak

nareik


Joined: 26/01/2009
Posts: 113

Message Posted:
08/06/2010 12:24

Keep this thread going.

It is important for everyone to realise that what happened at the June 6th auction could now happen to a lot more people - keep your guard up.

dizzycows


Joined: 12/05/2009
Posts: 2736

Message Posted:
08/06/2010 15:57

Even though we are in GB, our hearts went out to those caught up in this horror story....



If other banks follow what this dispicable bank has done, you certainly will not see any recovery in the building sector....... No one will touch off plan.....

wynyardman



Joined: 15/12/2007
Posts: 4580

Message Posted:
08/06/2010 20:34

Is this just the start of the banks clean up of their Loan Books. They have gouged themselves on a feast of humanity, with their



"ill gotten gains" with the full aquiecense of The TRNC Government and its judiciary. Is this just the prelude to an international



settlement of The Cyprus Problem? THIS MORTGAGE SCAM WILL NEVER BE FORGOTTEN, NOR WILL THEIR VICTIMS. Their



actions bring shame on THE TRNC, and its corrupt legal system. I pray that one day these people are held to account.



Shameful. despicable way to create purported wealth. I hope they hold their heads in shame!



wynyardman

malsancak


Joined: 23/08/2009
Posts: 2874

Message Posted:
08/06/2010 21:19

wynyardman, it's got nothing to do with the TRNC, the same is happening down south. It's an archaic Cypriot thing brought about by not changing from the corrupt British system of the 1950s.

wynyardman



Joined: 15/12/2007
Posts: 4580

Message Posted:
08/06/2010 21:35

malsancak,



Presumably they have the benefit of a legal system that is supported by EC with the checks and balances (not to mention the

compensation that goes along with it) The TRNC is an unrecognised illegal state, only acknowledged by Turkey.



I am willing to be corrected. What is the definition of Exchange land? What do the Orams think?



wyn

Mandy


Joined: 25/10/2009
Posts: 48

Message Posted:
08/06/2010 21:49

Here is what UK law says...



“Given that there are two innocent parties, each enjoying rights, the earlier right prevails against the later right if the acquirer of the later right knows of the earlier right or would have discovered it had he taken proper steps."



“Barclays Bank Plc -v- O'Brien and Another" in the House of Lords (References: [1993] 3 WLR 786)

Brinsley


Joined: 04/04/2009
Posts: 6858

Message Posted:
08/06/2010 21:54

Msg 30

Outcome being?



Richard

rowan


Joined: 04/09/2008
Posts: 450

Message Posted:
08/06/2010 22:39

I cant really see the relevance of UK law. We are not in the UK

Bradus


Joined: 25/02/2007
Posts: 2641

Message Posted:
08/06/2010 22:53

What is interesting is the scale of the problem. Would you believe just how many buyers are in exactly the same position?

I would be interested to know how many actually know there is a memorandum on their property.



Source: http://www.famagusta-gazette.com/default.asp?sourceid=&smenu=69&twindow=Default&mad=No&sdetail=10591&wpage=&skeyword=&sidate=&ccat=&ccatm=&restate=&restatus=&reoption=&retype=&repmin=&repmax=&rebed=&rebath=&subname=&pform=&sc=2350&hn=famagusta-gazette&he=.co

Bradus


Joined: 25/02/2007
Posts: 2641

Message Posted:
08/06/2010 23:04

I presume that Rauf Denktash will have investigated the scale of the problem having taken an active interest in this.



If it is truly 1400 then words fail me and it must rate as the biggest scam ever.

wynyardman



Joined: 15/12/2007
Posts: 4580

Message Posted:
08/06/2010 23:08

Bradus,



Precisely my thoughts. If the Government are aware of the scale of this problem, why havent they addressed the problem?



I dont think I want to even contemplate the outcome.



wynyardman

Hector


Joined: 26/08/2008
Posts: 2352

Message Posted:
08/06/2010 23:29

One may wonder just how many politicians are involved or financially compromised in the property market scams.

wynyardman



Joined: 15/12/2007
Posts: 4580

Message Posted:
08/06/2010 23:34

Why do that not just confirm that no further encumberance can be attached to a property after it has been registered, and stamp



duty paid...EXACTLY AS WE WERE PROMISED.?.



Their judiciary tell us that they are waiting for this point to be clarified. Simple...or an ulterior motive?



wynyardman

Bradus


Joined: 25/02/2007
Posts: 2641

Message Posted:
08/06/2010 23:44

Sad thing is that this cannot be prevented. Whilst ever the situation exists where you need PTP before being able to take possession of your deeds their will always be the opportunity for the developer to take out a memorandum.

What are these new changes in the law that now protects new buyers? I was not aware that any had been introduced.

Lilli



Joined: 21/07/2008
Posts: 13081

Message Posted:
09/06/2010

its a legal scam, how many government ministers sell property all of them. bradus you are so right xxxxxx, wyn my lovely friend dont hold your breath xxxxxxxxxxxxxxxxx

cassius


Joined: 20/03/2009
Posts: 110

Message Posted:
09/06/2010 09:46

or is it a case of my friends friend is related to my cousins sister who's boyfriend has a share in the same firm who's father is -----ETC, ETC..........ad infirnitum?????????

malsancak


Joined: 23/08/2009
Posts: 2874

Message Posted:
09/06/2010 10:13

wynyardman, the EU put pressure on the south but still the problem exists. As I say, it's a Cypriot problem (north & south):

http://www.news.cyprus-property-buyers.com/2010/05/28/revised-title-deed-legislation-hits-snag/id=004954n

At least I can say that no one in the north has attempted to stop NCFP's right to free speech, apart from GCs when it first opened. This is not true for the south:

http://www.news.cyprus-property-buyers.com/2010/04/25/cyprus-property-action-group-silenced-by-libel-threat/id=004697

Brinsley


Joined: 04/04/2009
Posts: 6858

Message Posted:
09/06/2010 10:24

Mal

I thought you knew, Greeks are NEVER wrong!



Richard

malsancak


Joined: 23/08/2009
Posts: 2874

Message Posted:
09/06/2010 10:57

An article in today's Cyprus Mail shows how SOME Greek Cypriot builders are doing the same as SOME Turkish Cypriot builders

http://www.cyprus-mail.com/cyprus/buying-house-here-has-destroyed-us/20100609

wynyardman



Joined: 15/12/2007
Posts: 4580

Message Posted:
09/06/2010 11:39

malsancak.



Point noted. This thread was about Akfinans Bank and how its excesses were allowed under the TRNC legal sytems.





It was The TRNC Government that bought in the Estate Agents Law, which promised that no further encumberances



could be put on a property, once Stamp Duty was paid, and the property registered. Then along come "memorandums"



which can be applied to a property if there is a judgement debt against the builder. IS THIS NOT AN ENCUMBERANCE?







WHAT WE WANT IS........It is a criminal offence for a builder not to release a "kochan" once the contractrual terms have been met.



Encumberance to mean just what it says, then "memorandums" would be outranked by "registration" instead of subject to



interpretation by the courts. Simple!..........and then someone to tell the advocates just what is going on, so they can all agree!!!!



wynyardman

Mandy


Joined: 25/10/2009
Posts: 48

Message Posted:
09/06/2010 12:19

In high courts throughout the developed world, cases are quoted from other countries high courts. That's important - it is sharing wisdom and is how law matures.



TRNC wants to say to the world "we exist and we have a proper goverment and legal system". To be credible in this, it must not have banks and a legal system that brings it into disrepute internationally.



Is there a danger that banks may be damaging TRNC on the international front?



Someone I know bought paid for and moved into their home, hung out their towells, landscaped their gardens and then found that a government run bank met with the developer READ THE CONTRACT SHOWING THE HOUSE WAS SOLD and that there was to be no mortgage, knew the home was being lived in, and still granted a mortgage.



If banks like this start to auction, how will TRNC be able to hold its head up internationally? This crisis needs sorted quickly, not neglected like the Orams - it is every bit as dangerous.

incesu


Joined: 15/06/2009
Posts: 79

Message Posted:
09/06/2010 12:45

There will be more similar cases in the near future I am afraid. TRNC administration is just a show. The main responsible party here is no doubt the Republic of Turkey.

Anything that happens here in TRNC, are dictated by them. Even the new banking laws are designed to control all the money flow in this country. In 3 years time, according to the new laws, none of the TRNC banks will be wholly owned by a TRNC citizen or companies. Their 51% will have to be sold to other banking corporations from an OECD country. Since none of the banks from OECD countries other then Turkish banks will come here to operate, they are all going to be sold to Turkish banks from the mainland. You can think about the consequences.....Just a thought.. regards to all.

malsancak


Joined: 23/08/2009
Posts: 2874

Message Posted:
09/06/2010 15:01

oh dear, it's a Cypriot thing brought about by.... no I won't bother as it looks like this thread is turning into a TRNC bashing thread.

Yes, you're right SOME Cypriots builders (both north and south) are exploiting the non-issuing of title deeds when the full asking price is paid. In the north the problem is caused by PTPs being issued along with your death certificate and that should be the focus of changes PLUS someone should tell expats that you don't hand over the cash until the deeds are in their name, trouble is once the excitement and the Efes hits them their brains go out the door.

As for Turkey wanting something back for the £500m a year I believe they pay to support the place, perhaps they have a right to do so if it can save money and cut their donation in the future?

wynyardman



Joined: 15/12/2007
Posts: 4580

Message Posted:
09/06/2010 20:49

malsancak,



My heart bleeds for the poor people who lost title to their homes. I hope that it is " blessed are the meek, for they shall inherit the earth " I have little doubt that the bank will treat them with due regard for their NEW circumstances but the fact remains that the

Bank have stolen clear title to their homes. They can no longer leave the benefits to their children, and grandchildren. The very essence of a lifetimes work and self sacrifice. The Bank stand shamed in the public view.



We readily understand the need to "clean up" your balance sheets how else could 80% interest per quarter be justified. How could you grant a mortgage on properties that YOU KNEW to have been sold and paid for. What better way to crystalise your ill gotten gains. Such actions bring shame on the Government of the TRNC and its tame judiciary. History shows that you will get away with it

and eventually you will gain International recognition.

wynyardman



Joined: 15/12/2007
Posts: 4580

Message Posted:
09/06/2010 20:56

We know the truth. You can never legitimise the way you got your wealth. Wealth is only that if it has been earned within

Internationally recognised rules, and taxes paid accordingly. You my friends NOT are pure in spirit

My prayers are with the people who are victims for they are the salt of the Earth.



As ye sow. so shall ye reap.



wynyardman

malsancak


Joined: 23/08/2009
Posts: 2874

Message Posted:
09/06/2010 21:00

now we're specifically talking about privately owned Akfinans Bank, wynyardman, and I couldn't agree with you more. Talking of tame judiciary, how about the tame President Christofias who, not for the first time, pardoned a lawyer in the south.

http://www.cyprus-mail.com/opinions/our-view-and-we-wonder-lack-respect-law/20100605

Brinsley


Joined: 04/04/2009
Posts: 6858

Message Posted:
09/06/2010 21:08

In reality the bank has taken title of the land and buildings and is only paying itself the outstanding debt covering the initial loan no matter what it paid for it. Should it write off the interest incurred, the initial sum is not too bad to deal with, by yet again another write off which would be tax deductible. Lets see how they behave!



Richard

wynyardman



Joined: 15/12/2007
Posts: 4580

Message Posted:
09/06/2010 22:40

Richard,



I suspect that we shall see what appears advantageous terms to the present encumbents. NOTHING can forgive the false

enhancement to the banks balance sheets by taking free title to the properties by deception. Accrued profits using usurious

if not illegal terms. Depriving hard working honest tax paying citizens of the time honoured right to leave the fruits of their labours to their children and Grandchildren. In anyones language it is despicable, depraved behavior which is unforgivable in the sight of God.

Perhaps someone can explain how it would be seen in the eyes of Allah!



Malsancak,



We seem to agree on most matters of principle. I am also indebted for you support in the past.



This thread is about Afrikanans Bank and the way they conduct their business, and the laws of the TRNC pertaining thereto.



The laws of South Cyprus should be subject to debate at some future time.

wynyardman



Joined: 15/12/2007
Posts: 4580

Message Posted:
09/06/2010 22:45

cont.



I am not TRNC bashing but pointing out how their policies are affecting the mainly British property buyers.



There is a vast amount of taxes due to The Government, that clarification of existing laws, and implementation of a new law



would free up for the national good. A win/win situation.



wyn

Brinsley


Joined: 04/04/2009
Posts: 6858

Message Posted:
09/06/2010 22:51

Wyn

I think you missed my point. Legally they have bought back what they owned. Of course I don't like it, it stinks, but if the bank is trying to regain a modicum of credibility, that maybe their thinking. I'm only playing devils advocate!



Richard

nilmoney


Joined: 29/12/2008
Posts: 122

Message Posted:
09/06/2010 23:36

Hi,



Can someone clarify exactly what do they own as surely the "original buyers" bought and paid for white goods/kitchens/bathrooms/tiles/aircon/ do they remove all these when and if they leave

what happens if they have had a swim pool built once again paid for I am confused does this bank just own the shells?

Hector


Joined: 26/08/2008
Posts: 2352

Message Posted:
09/06/2010 23:47

If it was me being evicted I'd either bulldoze my house or fill it with concrete.

Brinsley


Joined: 04/04/2009
Posts: 6858

Message Posted:
09/06/2010 23:51

There are some funny squatters laws in TRNC which would be worth looking into. Anyhow, I'd fire bomb the place leaving minefield shells around the property!



Richard

malsancak


Joined: 23/08/2009
Posts: 2874

Message Posted:
09/06/2010 23:55

I think the Orams case proved you needed planning permission to demolish a house.

keithcaley



Joined: 13/06/2008
Posts: 2521

Message Posted:
10/06/2010 01:44

msg55,

I seem to remember, years ago in the UK, that even with a rented property, if you physically attached anything to the structure - e.g. shelves, tiles, central heating, whatever, it was classed as fixtures and fittings, and became the property of the owner of the building / land. 'Moveables' - furniture and carpets etc, remained your property.

Are the rules the same here? - so that if you attach a building or a pool to the land, and then attach say, kitchen units and fitted wardrobes etc, then they become the property of the kochan owner?

- Just a thought...

nareik


Joined: 26/01/2009
Posts: 113

Message Posted:
10/06/2010 14:44

Richard - Message 54.

"I think you missed my point. Legally they have bought back what they owned. Of course I don't like it, it stinks, but if the bank is trying to regain a modicum of credibility, that maybe their thinking. I'm only playing devils advocate! "

As far as I am concerned, there is no credibility in this, in any shape or form. This, in my opinion, is pure greed on the part of Akfinans Bank. They loan 100k, claim 1 million, taking their profit each year from the extorsionate interest rates that they charged. Isn't it a wonderful coincidence for the bank that when the value of their asset reaches the value of the loan outstanding, they sell the asset, pay off the very profitable loan, and have a new asset, worth 900k on their books and on the open market, and start afresh. Cleaning up the balance sheet. And the only losers are the poor, unfortunate, blameless house owners caught up in the TRNC web of deceit, greed and inept legal system. Wonderful advert for the country!

malsancak


Joined: 23/08/2009
Posts: 2874

Message Posted:
10/06/2010 15:00

nareik, why "TRNC web of deceit?" My thinking is that EU type laws are not in place regulating the % that can be charge on a defaulting loan, so OK, that should be changed. Title deeds are not transferred at the time of purchase, OK that should be changed. Are you suggesting there is some sort of plot by the government to actually create this situation rather than, as an example, an inability to properly run an administration?

Tenakoutou



Joined: 27/07/2009
Posts: 4110

Message Posted:
10/06/2010 16:48

'Guilty on both counts, m'Lud!' springs to the slightly, but only slightly, suspicious mind............

nareik


Joined: 26/01/2009
Posts: 113

Message Posted:
10/06/2010 17:20

Malsancak,

"deceit": builders/developers, estate agents and lawyers GENERALLY do not tell the truth to prospective buyers. About Permission to Purchase, about title deeds and transfer of ownership, about the flimsy worth of (what I would consider absolute) contracts to purchase, about the many and varied problems that a huge number of purchasers have experienced. Therefore they (the buyers) are deceived into thinking (and expecting) that everything will be OK.

"plot by the Government": I am suggesting that the Government is complicit in this process because it refuses to do anything about it, not in any meaningful way.

Mr. Dentash, a previous Head of State and national hero, has said publicly that the current situation is wrong and should be addressed - and still there is no action from the government.

People are losing their houses (Akfinans Bank auction), potentially being put out on the street in the future, and I have not seen any helpful comments from the authorities.

wynyardman



Joined: 15/12/2007
Posts: 4580

Message Posted:
10/06/2010 21:28

Msg54 Mr Brinsley,



I did niot miss the point. What the bank did, with this action, was to legitimise what was an illegally taken mortgage, with

a usiourious rate of interest, (probably illegal) and convert it to legitimate clear free title on these premises..



It tidied up the questionable security on their balance sheet!



You my friend insult the legitimate owners of these properties (in Internationally accepted legal terms)



The bank may well own these properties in the eyes of the TRNC judiciary, but morally never!!



wynyardman



My heart bleeds for them.

wynyardman



Joined: 15/12/2007
Posts: 4580

Message Posted:
10/06/2010 21:32

nareik.



I like you. Your thought patterns show a basis of legitimate morality.



And some fell on stoney ground! Keep up the good work. Your fight is a noble cause.



wyn

Brinsley


Joined: 04/04/2009
Posts: 6858

Message Posted:
10/06/2010 22:11

Wyn

You seem to have the ability to misconstrue other peoples writings to benefit our own self glorification. You'd be good on the 'Front Bench'!



Richard

wynyardman



Joined: 15/12/2007
Posts: 4580

Message Posted:
10/06/2010 22:16

Brinsley,



Just the ability to spot the pure in spirit.



I will leave the politics to people like you.!



Take care, and concentrate your time on helping those with real issues.



wyn

greylag


Joined: 08/04/2009
Posts: 1110

Message Posted:
10/06/2010 22:31

On the front bench sat to your best mate two jags,

Grey.

wynyardman



Joined: 15/12/2007
Posts: 4580

Message Posted:
10/06/2010 23:36

greylag,



I see from your profile that you are a builder. You should fit in well in the TRNC.



Say no more. wyn