building insurance

ilovecyprus


Joined: 08/05/2007
Posts: 2880

Message Posted:
31/08/2007 13:51

How many people have prurchased building insurance for their properties?



I am not sure wheher or not to purchase insurance. I have been advised that TC's do not do so, as houses are made from concrete and there is very little, if any wood to burn

wackyjim



Joined: 04/06/2007
Posts: 760

Message Posted:
31/08/2007 14:35

Hi ilovecyprus



Not compulsory to have insurance but peace of mind is not that expensive, i would agree that not much chance of fire causing damage but earthquakes can and do!! not only to villas but their pools also. Water damage is another big problem due to the constant fluctuation in water pressure in NC which causes the push on water connectors to separate flooding properties in no time, especially when you are back here in the UK ( nightmare scenario) . Also sadly theft has become more of an issue and should be added to any policy.



I use Steve Dickinson (Broker) in Lapta to do all my insurance he speaks English calls a spade a spade and will give you cover only once he has seen your property to avoid you paying over the top premiums.



Jim

orangekazzie



Joined: 31/07/2007
Posts: 1091

Message Posted:
31/08/2007 14:52

I was totally against having it as we were told it was unnecessary but my husband insisted on the grounds that we weren't out there full time yet and was concerned about any damage (accidental or act of god) or theft.



We contacted our solicitor and he arranged everything. The insurance assessor came out and listed all of our furniture, size of the property, what we had paid etc etc.



The "all frills" cost was a little over £300, that was 3 years ago and hasn't gone up since. Yeah it could be classed as a waste of money but it does give a certain amount of peace of mind, especially if you aren't there full time.

The-Wicks


Joined: 27/05/2007
Posts: 2279

Message Posted:
31/08/2007 14:52

I Love Cyprus

If I was you I would, for peace of mind if nothing else. As we are in Alsancak we do ours through the property centre, but pay for it from the UK via an HSBC account in UK.

P & J

pilgrim



Joined: 11/05/2007
Posts: 1404

Message Posted:
31/08/2007 15:13

I love Cyprus

We use Steve in Lapta to, for buildings, contents and car insurance, nice chap reasonable premiums.

lisajane


Joined: 01/09/2007
Posts: 6

Message Posted:
01/09/2007 05:31

Hi there all, just purchased and moved in Catalkoy villa. Between UK and NC this year, can anyone recommend anyone in area to use for house/contents insurance - as you state - theft moreso, and how much

Cheers

ilovecyprus


Joined: 08/05/2007
Posts: 2880

Message Posted:
01/09/2007 14:25

Thanks guys for replying



Could you supply me with Steves Dickensons number



Cheers

pilgrim



Joined: 11/05/2007
Posts: 1404

Message Posted:
01/09/2007 15:49

HI Lisa and I love cyprus

Steve Dickenson 00905428731231

Regards

p

He knows me as paul(new villas) hes a friendly useful chap to Know. recommended

ilovecyprus


Joined: 08/05/2007
Posts: 2880

Message Posted:
03/09/2007 13:13

Thanks Pilgrim

lisajanes


Joined: 04/09/2007
Posts: 3

Message Posted:
07/09/2007 16:02

thanks pilgrim will contact

Hippo


Joined: 02/02/2007
Posts: 2070

Message Posted:
14/01/2009 05:01

yes intasure is ok if you live in a house with a rebuild less than 50.000 and have no furniture they will only give contents up to 5000 load of rubbish