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butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 08/11/2011 17:46 | Join or Login to Reply | Message 1 of 97 in Discussion |
| Please can someone give me a rough guide on how much the cost of living would be for a couple, living a modest lifestyle. terry |
Giles

Joined: 16/08/2011 Posts: 256
Message Posted: 08/11/2011 17:51 | Join or Login to Reply | Message 2 of 97 in Discussion |
| "Butch"(and I am sure you are sweety)....Is that Boys or Girls?..Girls can be very expensive! |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 08/11/2011 18:02 | Join or Login to Reply | Message 3 of 97 in Discussion |
| Giles sorry? Just me and my wife, we currently live in istanbul. I would say we spend around 800 euros a month. |
chriswife

Joined: 30/03/2011 Posts: 449
Message Posted: 08/11/2011 18:05 | Join or Login to Reply | Message 4 of 97 in Discussion |
| 1400 pounds per month for couple of nights out 450 rental eating meat 3 times a week 250 pcm car hire bills and pool so no pool no car 1000 quid |
Giles

Joined: 16/08/2011 Posts: 256
Message Posted: 08/11/2011 18:16 | Join or Login to Reply | Message 5 of 97 in Discussion |
| Strange reply Butch! You give expenditure in Euros? Has Turkey joined the EuroZone whilst I was distracted? I am fairly sure this bit of Cyprus hasn't. |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 08/11/2011 18:29 | Join or Login to Reply | Message 6 of 97 in Discussion |
| What is this. I am payed in euros, i have a euro bank account. I have seen others quote in pound sterling on here perhaps i should have done that, i am a member of a few turkish related forums who also quote in sterling and euros. So please be helpful or button it. |
Giles

Joined: 16/08/2011 Posts: 256
Message Posted: 08/11/2011 18:38 | Join or Login to Reply | Message 7 of 97 in Discussion |
| I really don't think I will "button it" do you? BTW....It is paid and not payed! Fraud? |
chriswife

Joined: 30/03/2011 Posts: 449
Message Posted: 08/11/2011 19:11 | Join or Login to Reply | Message 8 of 97 in Discussion |
| hi terry we are in tl but i pay rent and car in pounds for 800 you are 400 shy tbh cost is less than uk for some things more for others but works out very similar in the end hope that helps |
stellasstar1


Joined: 02/07/2008 Posts: 1519
Message Posted: 08/11/2011 19:40 | Join or Login to Reply | Message 9 of 97 in Discussion |
| Re message 5, my Cypriot friend went to Turkey recently and stayed in a hotel, and it charged in Euro's, and all the boutiques in the hotel complex charged in Euro's as well. I asked the same question, but there was no choice she said. |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 08/11/2011 19:44 | Join or Login to Reply | Message 10 of 97 in Discussion |
| Thankyou stellasstar for that confirmation. Chriswife Yes we did think we may fall a little short, maybe can make some cut back somewhere. terry |
Jonholmes

Joined: 08/11/2011 Posts: 184
Message Posted: 08/11/2011 20:21 | Join or Login to Reply | Message 11 of 97 in Discussion |
| Also wonder the costs, worked in Paphos a couple of years ago but only for the season . |
Tango1

Joined: 19/02/2011 Posts: 1151
Message Posted: 08/11/2011 20:35 | Join or Login to Reply | Message 12 of 97 in Discussion |
| I'm sure you put in a sensible question Msg. 1, however, you soon reverted to type with your message Msg.6.!! Was it quite so necessary to be so rude, you have only posted 5 times after all. |
lionel

Joined: 21/04/2011 Posts: 179
Message Posted: 08/11/2011 20:40 | Join or Login to Reply | Message 13 of 97 in Discussion |
| how long is a piece of string|? depends on your income and lifestlye, but on Cypriot wages you wont be going out much ! |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 08/11/2011 20:49 | Join or Login to Reply | Message 14 of 97 in Discussion |
| I rent a uk property for 400 sterling net, and i earn about the same freelancing. So 800 is our limit as it stands. If my wife can find a part time job to pay for our entertainment we would be okay i expect. We like to go out twice a week for a meal and a few drinks, but other than that we don't spend much other than living costs. |
Jonholmes

Joined: 08/11/2011 Posts: 184
Message Posted: 08/11/2011 20:58 | Join or Login to Reply | Message 15 of 97 in Discussion |
| Do companies do 6 month cheap rentals?(with insurance etc)? |
Jonholmes

Joined: 08/11/2011 Posts: 184
Message Posted: 08/11/2011 21:12 | Join or Login to Reply | Message 16 of 97 in Discussion |
| Sorry meant to say for rental cars . |
BizziLizzi

Joined: 02/08/2011 Posts: 855
Message Posted: 08/11/2011 21:17 | Join or Login to Reply | Message 17 of 97 in Discussion |
| Sterling is the preferred "hard" currency here because of the British inheritance and number of Brit expats. |You can check house rentals on Web sites but Id guess at 300 sterling. Are you bringing a car , if not hire would take a large portion of the 400 remaining and I think it would be a right squeeze. Dont rely on wife getting part time work - work permits are difficult for expats these days. And eating out is pretty expensive. |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 08/11/2011 21:24 | Join or Login to Reply | Message 18 of 97 in Discussion |
| Well thanks for the advice' 100 a week for a car sounds a little steep, but such is life, do you pay for things in sterling or change to tl. |
Hector

Joined: 26/08/2008 Posts: 2352
Message Posted: 08/11/2011 21:30 | Join or Login to Reply | Message 19 of 97 in Discussion |
| Remember to factor in the cost of electricity which isn't cheap and going up by 25%, plus internet likewise also expensive |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 08/11/2011 21:36 | Join or Login to Reply | Message 20 of 97 in Discussion |
| Maybe the uk is cheaper now? what a shame. |
rowlo


Joined: 12/10/2008 Posts: 4796
Message Posted: 08/11/2011 21:37 | Join or Login to Reply | Message 21 of 97 in Discussion |
| how does £500 a month sound msg1 car included ? |
Corbo


Joined: 13/09/2009 Posts: 627
Message Posted: 08/11/2011 21:37 | Join or Login to Reply | Message 22 of 97 in Discussion |
| So all in all.. double the quote/expectation..as per usual.. |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 08/11/2011 21:41 | Join or Login to Reply | Message 23 of 97 in Discussion |
| My lord 1600 surely not to many ex pats have this much to play with. |
Jonholmes

Joined: 08/11/2011 Posts: 184
Message Posted: 08/11/2011 21:43 | Join or Login to Reply | Message 24 of 97 in Discussion |
| Are these figures correct seems very high for a basic ,work to live lifestyle . |
fosterscan

Joined: 27/02/2010 Posts: 541
Message Posted: 08/11/2011 22:24 | Join or Login to Reply | Message 25 of 97 in Discussion |
| You will be fine on 4-600 a month with a simple life you wont need a car .Rent a small place pay 3 months up front you should be able to stay there for at least 6-8 months before they evict you and that way no electric bills or water |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 08/11/2011 22:28 | Join or Login to Reply | Message 26 of 97 in Discussion |
| My god are you suggesting i break the law. |
rowlo


Joined: 12/10/2008 Posts: 4796
Message Posted: 08/11/2011 22:33 | Join or Login to Reply | Message 27 of 97 in Discussion |
| what a small mind you must have msg 25. |
deputydawg

Joined: 30/03/2010 Posts: 1727
Message Posted: 09/11/2011 00:09 | Join or Login to Reply | Message 28 of 97 in Discussion |
| Perhaps you should read all the numerous posts which have done to death this subject over the past year or so then add approx 20% for the inflation which has occurred in the last few months, disregarding fluctuating currency exchange rates. I would not even contemplate moving here for an extended period of time without first taking into consideration a plan which allows for a minimum annual increase of budget funds by 20%. |
BizziLizzi

Joined: 02/08/2011 Posts: 855
Message Posted: 09/11/2011 00:48 | Join or Login to Reply | Message 29 of 97 in Discussion |
| If he lives in Turkey presumably he knows all about the fluctuating TL. We pay everyday things in TL ,Butch. but often prices for larger items, such as cars andhouses are quoted in sterling (or TL equivalent) because of the fluctuations -- although things went abit haywire when sterling fluctuatedd! I think provided you live simply , and I mean simply, it is cheaper than UK - for one thing people here forget how high Council Tax is for instance, and the cost of travel to work. At a guess I would think it is halfway between UK and Turkey Do you or your wife speak Turkish? Helps a lot for work situation, though you might have problems with the accent!!!!!! Where did 1,600 come from? I thought he said 800 sterling tops, which doesnt sound quite enought to me, particularly if you have to include car hire or purchase. |
Woodspeckie

Joined: 25/01/2009 Posts: 2263
Message Posted: 09/11/2011 00:54 | Join or Login to Reply | Message 30 of 97 in Discussion |
| Think you will find eating out and buying in Supermarkets is cheaper in Turkey, imported food items imported from the UK to Turkey Supermarkets are cheaper too and more variety. |
carian

Joined: 13/03/2009 Posts: 336
Message Posted: 09/11/2011 09:45 | Join or Login to Reply | Message 31 of 97 in Discussion |
| I think you will struggle on 800 euros a month even with a low rental property. |
chriswife

Joined: 30/03/2011 Posts: 449
Message Posted: 09/11/2011 10:22 | Join or Login to Reply | Message 32 of 97 in Discussion |
| I reckon you coud just make it one main meal a day bread is 30p alcohol in house is v. cheap and sittin in the sun free always a winner over uk life is short you can but try just have air fare return put away |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 09/11/2011 12:10 | Join or Login to Reply | Message 33 of 97 in Discussion |
| Thankyou so much. We will have to wait for a pension top up. |
Woodspeckie

Joined: 25/01/2009 Posts: 2263
Message Posted: 09/11/2011 12:15 | Join or Login to Reply | Message 34 of 97 in Discussion |
| And don't get any pets in case you have to return to UK. |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 09/11/2011 12:45 | Join or Login to Reply | Message 35 of 97 in Discussion |
| Thankyou, we have to monkeys believe it or not. |
Jeannie

Joined: 04/08/2009 Posts: 3283
Message Posted: 09/11/2011 12:53 | Join or Login to Reply | Message 36 of 97 in Discussion |
| I think I'll go for the "or not" option |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 09/11/2011 12:56 | Join or Login to Reply | Message 37 of 97 in Discussion |
| I would hope to sell them to fund the move. I also have a budgie going cheap |
kaiserphil

Joined: 14/12/2008 Posts: 1096
Message Posted: 09/11/2011 14:03 | Join or Login to Reply | Message 38 of 97 in Discussion |
| And a puppy going 'woof'? |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 09/11/2011 14:09 | Join or Login to Reply | Message 39 of 97 in Discussion |
| The monkeys are great they will come to the pub and sit at the bar with me, very urbanized. |
davpat

Joined: 23/08/2011 Posts: 225
Message Posted: 09/11/2011 14:27 | Join or Login to Reply | Message 40 of 97 in Discussion |
| Message 37..............all budgies do that! |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 09/11/2011 14:46 | Join or Login to Reply | Message 41 of 97 in Discussion |
| I was in tony's bar, an ex pat hangout in istanbul, with one of my monkeys bubbles, when me and tony have a beer and chat, we have the balls on the pool table so bubbles can keep himself occupied and clear the table with his hands. It came as quite a shock last week when he had finished potting the balls, he decided to swallow the white. Tony was not pleased so i chucked him 20tl. Went in tony's bar this morning for a fry up, and tony gave bubbles an a small ash tray full of olives to keep him away from the pool table, but tony was disgusted when he started pushing the olives up his arse and then pulling them out and eating them, i had to explain that ever since he ate that white ball he has been measuring everything up. |
reyntj

Joined: 26/01/2011 Posts: 229
Message Posted: 09/11/2011 15:56 | Join or Login to Reply | Message 42 of 97 in Discussion |
| funny i just calculated an approximate budget for two people per living here and it came to c 6000 tl per month without a complete breakdown (rent not included as was basing it on owner occupier) food shopping house stuff 1200 tl insurance (health 500 tl car(petrol insurance tax maintenance) 300 tl restaurants cafe etc 400 tl bills electrictygas etc 200 tl phone internet 200 tl female spending -dont ask but clothes presents 1200 tl holidays 1000 tl other spending house maintenance etc etc etc 1000 tl its just over about 2 k per month .this is my approximate calculation clearly you could cut a lot of item |
Jonholmes

Joined: 08/11/2011 Posts: 184
Message Posted: 09/11/2011 15:58 | Join or Login to Reply | Message 43 of 97 in Discussion |
| That does seem alot. |
reyntj

Joined: 26/01/2011 Posts: 229
Message Posted: 09/11/2011 16:02 | Join or Login to Reply | Message 44 of 97 in Discussion |
| before people start telling me how many expats have that much -im not retired but there are many uk people with pension income of 6000 tl per month try thinking anyone who has worked for the goverment who has a final salary scheme ie teachers police civil servants etc etc if you have 30 years service you retire on 50 % of your salary and nowadays many couples have both worked with a considerable time |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 09/11/2011 16:07 | Join or Login to Reply | Message 45 of 97 in Discussion |
| So are you saying the most ex pat couples live of £500 per week. my god where does that leave young ex pats and locals, they must be under the poverty line. |
reyntj

Joined: 26/01/2011 Posts: 229
Message Posted: 09/11/2011 16:10 | Join or Login to Reply | Message 46 of 97 in Discussion |
| my mum and dad are retired they live in the uk my mum was a nurse my dad had an average job with the waterboard they spend £2500 per month in the uk so its cheaper to live here |
Jonholmes

Joined: 08/11/2011 Posts: 184
Message Posted: 09/11/2011 16:13 | Join or Login to Reply | Message 47 of 97 in Discussion |
| Reynti, that is alot ,have they got a mortage still? |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 09/11/2011 16:15 | Join or Login to Reply | Message 48 of 97 in Discussion |
| Where is it cheaper north cyprus or uk, are you talking north or south of uk. |
reyntj

Joined: 26/01/2011 Posts: 229
Message Posted: 09/11/2011 16:26 | Join or Login to Reply | Message 49 of 97 in Discussion |
| no they have no mortgage they live near liverpool they do go on holiday 4 to 5 times a year they are not spend thrifts they get the train to the airport and my mum always goes shopping in the sales . i know there council tax is £200 per month .they only eat out once a week . they only drive one car a ford focus. they have a nice life they deserve it they worked all there lives. many of there friends are in similar positions |
reyntj

Joined: 26/01/2011 Posts: 229
Message Posted: 09/11/2011 16:29 | Join or Login to Reply | Message 50 of 97 in Discussion |
| no they have no mortgage they live near liverpool they do go on holiday 4 to 5 times a year they are not spend thrifts they get the train to the airport and my mum always goes shopping in the sales . i know there council tax is £200 per month .they only eat out once a week . they only drive one car a ford focus. they have a nice life they deserve it they worked all there lives. many of there friends are in similar positions |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 09/11/2011 16:40 | Join or Login to Reply | Message 51 of 97 in Discussion |
| reynti Sorry i see nc is cheaper than the uk. our budget right now is £200 a week, i don't think this will work for us. |
Jeannie

Joined: 04/08/2009 Posts: 3283
Message Posted: 09/11/2011 16:54 | Join or Login to Reply | Message 52 of 97 in Discussion |
| Message 51 - how about, to boost your budget, you take the monkeys with you and do a type of "busking" act with them? You did say they were pretty well domesticated? I think the possibilities could be endless - I definitely feel there's a gap in the market for this type of thing and it would make a refreshing change from karaoke. What do you think? |
reyntj

Joined: 26/01/2011 Posts: 229
Message Posted: 09/11/2011 16:55 | Join or Login to Reply | Message 53 of 97 in Discussion |
| the weathers nice u could have a very basic life here for that but i dont think u could afford a car the turkish people manage on that amount |
Jonesy299

Joined: 07/02/2009 Posts: 367
Message Posted: 09/11/2011 19:08 | Join or Login to Reply | Message 54 of 97 in Discussion |
| I am afraid I have to agree with Reynti's financial assessment (Msg 42) - of course you can live off £800 pm (less I am sure) but I cannot see how you can enjoy a reasonable lifestyle and future proof yourself for inevitable rises in utilities and food. My outgoings match Reynti's (i.e. £2K+ pm) and we enjoy a good flexible fulfilling and enjoyable lifestyle plus car... but anything below £1000 for a couple in their mid 50s will have a very limited existence in my opinion and renting and living for only £800 pm and making a new life for yourself is unrealistic. |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 09/11/2011 19:29 | Join or Login to Reply | Message 55 of 97 in Discussion |
| jonesy299 Well thankyou this is not looking to promising, the uk is even worse, maybe we'll be stuck here, well at least we're not in beirut. |
Woodspeckie

Joined: 25/01/2009 Posts: 2263
Message Posted: 09/11/2011 21:08 | Join or Login to Reply | Message 56 of 97 in Discussion |
| I have just done a rough check on our living expenses here in UK, Hse Ins,Council tax, Gas& Electric, Car Ins, TV Lic, Sky tv including telephone & broadband, Water rates, monthly over the 12 months come to £340. Eating out twice a week £45, £20 week approx for diesel, weekly shop between £90 - £110. so just over £500 per month. We have a month in NC Dec/Jan and two Holidays in Turkey every year. |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 09/11/2011 21:15 | Join or Login to Reply | Message 57 of 97 in Discussion |
| woodspeckie But you don't pay for the two big ones do you, rent/mortgage and car. £340 for water, rip off I have a cousin who works at the water board, do you want to meet'er |
rowlo


Joined: 12/10/2008 Posts: 4796
Message Posted: 09/11/2011 21:15 | Join or Login to Reply | Message 58 of 97 in Discussion |
| train the monkeys to pick pockets , live for free , lmfao. |
Woodspeckie

Joined: 25/01/2009 Posts: 2263
Message Posted: 09/11/2011 21:20 | Join or Login to Reply | Message 59 of 97 in Discussion |
| butch. can't you read? I wrote all my bills before the £340 that is the total for them all. |
Woodspeckie

Joined: 25/01/2009 Posts: 2263
Message Posted: 09/11/2011 21:23 | Join or Login to Reply | Message 60 of 97 in Discussion |
| butch. No I don't have rent/mortgage and buying a car, £2000 mortgage was paid for by the age of 40, last bought a car in 2006. |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 09/11/2011 21:33 | Join or Login to Reply | Message 61 of 97 in Discussion |
| woodspeckie Well your very lucky then, i need a lot more for the styler life i want. Rowlo. I hardly ever see them they are always swinging around in my wife's bush. |
Woodspeckie

Joined: 25/01/2009 Posts: 2263
Message Posted: 09/11/2011 21:52 | Join or Login to Reply | Message 62 of 97 in Discussion |
| would that be a mcstyler life? |
martinD41

Joined: 06/09/2010 Posts: 3001
Message Posted: 09/11/2011 22:05 | Join or Login to Reply | Message 63 of 97 in Discussion |
| butchcrusader , rent don't buy, or play roulette with your meagre funds, many have, many have lost..Or play the winning game .Huge Bank deposit = 10% interest per month ......... |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 09/11/2011 22:10 | Join or Login to Reply | Message 64 of 97 in Discussion |
| martin If that was true we would be on a winner, but its 10% a year payed monthly, its less than inflation this is why money in the bank does not work, i would never leave money in the bank at 10%, but if you are saying you can make 1000 a month from 10000 i'm all in but i guess this is not the case? |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 09/11/2011 22:23 | Join or Login to Reply | Message 65 of 97 in Discussion |
| It don't add up, 100.000 will make you 10.000 a year, so over the years your money loses value because of inflation, and your not re investing, with 100,000 you could buy three holiday homes with 30.000 deposits, you could make 10.000 a year rental for each one, plus the inflation is counter acted by the capital appreciation. There is no guarantee the 10% a year will last and to be honest even at 10% a month i could think of better things to do with the money. Big money left in the bank is not good business. |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 09/11/2011 22:48 | Join or Login to Reply | Message 67 of 97 in Discussion |
| Well if i'm wrong please correct me. We bought a flat in the uk for 100.000 15.000 deposit we make a net profit of about 3000, so for 100.000 we could have bought 6= 18.000 net profit + 5% capital growth for 6 units = 30.000. 48.000 vs 10.000 and continued asset investment. |
reyntj

Joined: 26/01/2011 Posts: 229
Message Posted: 09/11/2011 22:55 | Join or Login to Reply | Message 68 of 97 in Discussion |
| given your budget is only £200 week to live on its unlikely you will be the best person to give financial advice your property investment scenario has numerous flaws |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 09/11/2011 23:02 | Join or Login to Reply | Message 69 of 97 in Discussion |
| Maybe your right, i,m sure there are some faults, just a rushed example, but you would have to be an idiot to leave big money in the bank at 10%, but as i'm just a poor ex pat without a pot to piss in i'll leave it there and hope one day i can find a way to make some money. Anyone have any ideas how i can make some serious money, no monkey business. Are there any ways to beat the bookies. |
reyntj

Joined: 26/01/2011 Posts: 229
Message Posted: 09/11/2011 23:08 | Join or Login to Reply | Message 70 of 97 in Discussion |
| trap4 tommorrow 7.10 pm walthamstow its a dead cert honest |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 09/11/2011 23:11 | Join or Login to Reply | Message 71 of 97 in Discussion |
| reynti I have noticed your a smart man, no pulling the wool over your eyes is there. |
dalartokat

Joined: 14/04/2008 Posts: 734
Message Posted: 09/11/2011 23:41 | Join or Login to Reply | Message 72 of 97 in Discussion |
| butchcrusader, one thing you and others don't seem to take into consideration is your healthcare, money aside is needed for that also. Why don't you ask around to "house sit" I've known people to do that in return for doing jobs around the property. i.e. keeping garden or painting inside and out. Keeps the costs down. If your genuine and honest and can get references its another way to go to NC and stay. |
Jonholmes

Joined: 08/11/2011 Posts: 184
Message Posted: 10/11/2011 14:16 | Join or Login to Reply | Message 73 of 97 in Discussion |
| Or a house swap for a time ? |
davpat

Joined: 23/08/2011 Posts: 225
Message Posted: 10/11/2011 14:24 | Join or Login to Reply | Message 74 of 97 in Discussion |
| butchcrusader....perhaps you could be a gardener..you could start by trimming your wifes bush,[message 61?] |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 10/11/2011 14:24 | Join or Login to Reply | Message 75 of 97 in Discussion |
| Dalartokat Yes i'm genuine and honest, i'm a lovely guy, and my wifes alright. Thanks for the advice. jonhomes £500 sounds a lot to me, what do you think? |
j200mey

Joined: 06/02/2011 Posts: 81
Message Posted: 10/11/2011 15:17 | Join or Login to Reply | Message 76 of 97 in Discussion |
| stop the wind zzzzzzzzzzzzzzzzzz |
butchcrusader

Joined: 08/11/2011 Posts: 41
Message Posted: 10/11/2011 15:48 | Join or Login to Reply | Message 77 of 97 in Discussion |
| j200mey Where are you then, is it effected your connection. mikey53 serious note, i actually lost a place in 2008 because someone took the piss, and the law protected her in the uk, she was a single mother with kids, she changed the locks, she said the letting agent was making her life hell, and that people were hanging around outside the property even though i was 200 miles away, the worse thing she was actually given the rent money each month by the government but she hardly ever paid it into the agents account, she knew what she was doing and i no how you feel, i could not even say on this forum what i was thinking of doing, it was a very big mortgage which was covered just by the rent i guess the cash was to tempting and she knew the system, i tried to save it for six months then the recession kicked in and it lost so much equity and i was so stressed i just handed the keys in. |
Jonholmes

Joined: 08/11/2011 Posts: 184
Message Posted: 11/11/2011 14:04 | Join or Login to Reply | Message 78 of 97 in Discussion |
| I was under the impression that N Cyprus was a cheap(relative) place to live ? |
BizziLizzi

Joined: 02/08/2011 Posts: 855
Message Posted: 11/11/2011 17:47 | Join or Login to Reply | Message 79 of 97 in Discussion |
| Jon The operative words are "relative" and "was"! Ten years ago it was a lot cheaper but - unfortunately - as I keep banging on - post Annan it has become a lot more expensive, because new Brits have demanded more luxuries such as expensive villa and cars, and swimming pools (which are heavy on the basic necessities of water and electricity) so supply has had increase (which has mean more expense in accessing it) to meet demand and those of us who were very happy here with a simpler life are faced witht he extra expense of these items. And pretty miserable it has made life for some of us too. However I think is it still cheaper than the UK, though more expensive than Turkey. The tightening up of work permits (also a result of expats expecting too much) has also hit those who needed to supplement an income. |
BizziLizzi

Joined: 02/08/2011 Posts: 855
Message Posted: 11/11/2011 17:58 | Join or Login to Reply | Message 80 of 97 in Discussion |
| The earier post about health is also very valid. There is no "welfare state" here and if you have sold your house and have no base in the UK you may not qualify for UK National Insurance health care. There is a long thread about this somewhere on here. So if you have not already make arrangements you need toallow for medical insurance and/or a substantial emergency fund. btw my sympathies on the problem with your house in UK. I had a similar experience of losing my home in the UK which I kept on as a safety net. I didnt have a mortgage so I got something for it, but a lot less than if it hadnt been trashed by irresposible tenants and the UK economy hadnt declined. It was impossible to keep up with the law on the side of tenants, neglectful Agents and Solicitors and the Tax Man demanding Tax in advance of rent which I might not even get. |
reyntj

Joined: 26/01/2011 Posts: 229
Message Posted: 11/11/2011 19:11 | Join or Login to Reply | Message 81 of 97 in Discussion |
| i really dont think new brits have caused the price of living to increase here? i really dont understand the rational behind message 79 . you might consider inflation is the fact of energy increases as per the rest of the world and not a few hundred expats heating there villas etc and increasing demand .i cant see how more wealthy expats are making your life miserable unless you covet what they have.prices would have gone up regardless mainland turkey have increased their inflation forecast to 8.3 % for the year coupled with the depreciation of the lira by 20 % -i think your answer lies here |
Ed1957

Joined: 03/09/2011 Posts: 377
Message Posted: 11/11/2011 19:36 | Join or Login to Reply | Message 82 of 97 in Discussion |
| Or in the fact that the minimum wage in TRNC is 2 times that of Turkey, and that most goods are imported from Turkey with customs charges added. And people (gvt employees) in TRNC now expect 13 months wages for 12 months work. Sure energy costs have soared worldwide, food costs are also much higher due to increased spending power in China and India. |
reyntj

Joined: 26/01/2011 Posts: 229
Message Posted: 11/11/2011 19:37 | Join or Login to Reply | Message 83 of 97 in Discussion |
| of course things are more expensive than ten years ago its called inflation and if you are surviving off spending your interest over time the value of your initial capital will be worth less . take for example lets say at the moment you can get 10 % interest which you use to live on but there is inflation of c 10 % so next year your standard of living will fall .many people who have lived here for a few years will have spent there interest every year and then wonder why now they cant afford as much as they use to well its called inflation and its nothing to do with a few british expats.you might have noticed a few hotels have been built over the last ten years eg cratos rocks artemis noahs ark etc there probably using ten times more electricty and water by all then expats put together i still wouldnt blame them for the increase in utility bills |
cyprusjoker

Joined: 29/08/2009 Posts: 1107
Message Posted: 11/11/2011 19:51 | Join or Login to Reply | Message 84 of 97 in Discussion |
| Butchcrusader are you aware there's a guy on here called Dutchcrusader, two very simular names. I'm a little bit confused who's who. I would have thought the mods wouldn't of let you use that name because of it being so simular, he'e a very popular poster on here. |
rowlo


Joined: 12/10/2008 Posts: 4796
Message Posted: 11/11/2011 19:52 | Join or Login to Reply | Message 85 of 97 in Discussion |
| there is only one dutchcrusader , his name is hans . |
wynyardman


Joined: 15/12/2007 Posts: 4580
Message Posted: 11/11/2011 19:54 | Join or Login to Reply | Message 86 of 97 in Discussion |
| butchcrusader, What a pratt. But there again you do not to be told that. That seems to \be a moderaters remit. wyn |
spider

Joined: 03/01/2009 Posts: 5527
Message Posted: 11/11/2011 20:32 | Join or Login to Reply | Message 87 of 97 in Discussion |
| Back on topic and to answer post 1 We manage on 10 bob and five shilling a week.. Easy. Spider,X |
Jeannie

Joined: 04/08/2009 Posts: 3283
Message Posted: 11/11/2011 21:19 | Join or Login to Reply | Message 88 of 97 in Discussion |
| That would be fifteen shillings, wouldn't it? Or fifteen bob? J |
rowlo


Joined: 12/10/2008 Posts: 4796
Message Posted: 11/11/2011 21:26 | Join or Login to Reply | Message 89 of 97 in Discussion |
| 75 pence , you sure . |
j200mey

Joined: 06/02/2011 Posts: 81
Message Posted: 12/11/2011 12:45 | Join or Login to Reply | Message 90 of 97 in Discussion |
| its zzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzz |
BizziLizzi

Joined: 02/08/2011 Posts: 855
Message Posted: 12/11/2011 23:29 | Join or Login to Reply | Message 91 of 97 in Discussion |
| Reynti Sure the cost of living would have gone up anyway, but the demands of expats for water and electricity (which has meant expenditure on facilities to provide it) and demand for luxury goods has sent it up more than it would otherwise. Yes, the hotels are another factor , I hadnt thought of. No, I dont spend all my income. I live very simply and save a lot of it - fortunately as things turned out. If I had lashed out on villas and cars and high living I would be in trouble now. And at the moment I have the advantage of an income mainly in sterling with its value increasing against the TL, but that is not something to rely on long term and it sounds as if the OP is depending on an income in Tl which makes a difference. And No, NO NO - I most certainly do not covet the lifestyle of the majority of he new Brits. I would hate it. What I really regret us the loss of the lifestyle I had before they came. |
rowlo


Joined: 12/10/2008 Posts: 4796
Message Posted: 12/11/2011 23:37 | Join or Login to Reply | Message 92 of 97 in Discussion |
| we still got the right to party , just because your pension is smaller and doesnt go as far these days , i bet you would have if you could have |
andre514

Joined: 05/10/2010 Posts: 763
Message Posted: 13/11/2011 00:13 | Join or Login to Reply | Message 93 of 97 in Discussion |
| butchcrusader, forgive the cynicism (again) but these postings look like yet another wind-up with a purpose: in this case to "prove" north cyprus is too expensive to live in obviously turkey is cheaper overall but then again north cyprus scores over the uk with vastly cheaper local taxes while petrol and property cost less too ...food is reasonable if you go heavier on the fruit and veg: and you can still drive on the left! but your whimsy and petulance by turn suggest to me you are a source "close" to those like a "british" buyer, the oldie worried about medical services or the supposed lady building inspector based in spain who accepts cyprus will not be unified in his/her lifetime (sic) or the anonymous punter worried about losing it, his property I'd assume rather than his brain a well-thumbed tactic in propaganda is to build a straw man and then promptly knock him down but am I doing you an injustice "for crying out loud"? |
reyntj

Joined: 26/01/2011 Posts: 229
Message Posted: 13/11/2011 10:40 | Join or Login to Reply | Message 94 of 97 in Discussion |
| bizzilizzi the census in 2006 says there are 265000 people in the trnc . iv read on this forum that there is c 4500 uk expats presumably c 2000 of them where here 10 years ago are you saying that the new 2500 which makes up c< 1 % of the population are causing an increase in the cost of water and electricity !!!???? so this 1% are using so much water electricty etc thats its making prices go up and making your life a misery - u really must have a bee in your bonnet about something - i cant fathom the rational you are basing your assumptions on and would like to be emlightened. many expats dont even have a pool or they live on developments with locals with shared pools and why do there luxury cars increase prices?perhaps they use an extra litre in the water pump per annum!and the demand for luxury goods has sent the price of water and electricty up - given that these are most likely 100% imported can you please explain how they increase the price of electricty and water. |
reyntj

Joined: 26/01/2011 Posts: 229
Message Posted: 13/11/2011 11:01 | Join or Login to Reply | Message 95 of 97 in Discussion |
| im also sorry you would hate to live a life where you lived in a beautiful villa with stunning views and your chauffeur drove your rolls royce to pick up your luxury food/clothes/diamonds while you lounged by your pool after your personal masseuse had relieved all your anxieties. |
BizziLizzi

Joined: 02/08/2011 Posts: 855
Message Posted: 13/11/2011 23:57 | Join or Login to Reply | Message 96 of 97 in Discussion |
| Yes /reynti: I would hate it - obviously you would never see why. Ok im only human and I might enjoy it for a few days, but I , and any intelligent person, would soon be bored. I would much rather be able to drive myself in a modest car on quiet roads (I used to enjoy driving l0 years ago) , and be able to swim in the sea for free and enjoy a good local meal at a reasonable price relaxing to the sound of he waves (whichI could also do l0 years ago) And believe it or not, as you like and no doubt you wont anyway, though the pool is the one thing that might tempt, I really would not really enjoy it knowing in the back of my mind that I was damaging the environment and spoiling other people's pleasure, As for partying, you can keep it! I have better and more intesting things to do . A good meal occasionally with a few good friends, yes, but I am fortunate I can still manage that (a lot cant) although finding the type of venues I like is a increasingly difficult. |
BizziLizzi

Joined: 02/08/2011 Posts: 855
Message Posted: 14/11/2011 00:33 | Join or Login to Reply | Message 97 of 97 in Discussion |
| Yes /reynti: I would hate it - obviously you would never see why. Ok im only human and I might enjoy it for a few days, but I , and any intelligent person, would soon be bored. I would much rather be able to drive myself in a modest car on quiet roads (I used to enjoy driving l0 years ago) , and be able to swim in the sea for free and enjoy a good local meal at a reasonable price relaxing to the sound of he waves (whichI could also do l0 years ago) And believe it or not, as you like and no doubt you wont anyway, though the pool is the one thing that might tempt, I really would not really enjoy it knowing in the back of my mind that I was damaging the environment and spoiling other people's pleasure, As for partying, you can keep it! I have better and more intesting things to do . A good meal occasionally with a few good friends, yes, but I am fortunate I can still manage that (a lot cant) although finding the type of venues I like is a increasingly difficult. |
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