car insurance in northern cyprus

lilaclady


Joined: 11/02/2011
Posts: 133

Message Posted:
12/03/2012 17:23

can anyone tell me how much car insurance is for a small car for 6 months with full no claims also raod tax for over 50s

TimothyCadman


Joined: 13/12/2007
Posts: 1040

Message Posted:
12/03/2012 17:42

You need to be more specific about your vehicle.

What size engine?

Fully Comprehensive or Third Party Insurance?

minertor



Joined: 14/02/2009
Posts: 1238

Message Posted:
12/03/2012 18:24

I don't think it makes any difference what car you have and no claims discount doesn't seem to exist here.

Third party only is about 250tl. If you want fully comp., and you can't get that with an old car. You get two policies, or at least I did. 3rd party at standard rate and one for fully comp at double that. i.e. 250tl plus 500tl total 750tl.

Jayne at Turk Bankasi offers a middle cover for 350tl. It pays 2,500tl for any and all accidents involving another vehicle.

Any driver and breakdown cover



T

yenibob


Joined: 13/10/2010
Posts: 1203

Message Posted:
12/03/2012 18:29

You could use Steve Dickenson........Good write ups, though in reality never answers bloody emails!!!!!

minertor



Joined: 14/02/2009
Posts: 1238

Message Posted:
12/03/2012 18:36

ps to msg 3;

Jayne McDermott Turkbank ins rep.



tel; 03928151360



e-mail j.mcdermott@turkishbank.net



T

Heard Steve Dickinson is good, problem I had was catching up with him.

joandjelly


Joined: 24/02/2008
Posts: 2953

Message Posted:
25/03/2012 20:27

Insurance here seems to be purely down to the value of the vehicle. Your age etc has no bearing. As already stated above 3rd party is 250TL, fully comp depends on the value (e.g. £5k, £10k, etc).

Jayne


Joined: 01/12/2008
Posts: 499

Message Posted:
26/03/2012 10:33

lilaclady - If you want to telephone me 0392 815 1360 or email me at j.mcdermott@turkishbank.net I will glady try to help you.



My working hours are 8am until 12.30pm.



Many thanks

Jayne

yenibob


Joined: 13/10/2010
Posts: 1203

Message Posted:
26/03/2012 10:52

Jayne, does your company offer any cover for South of the line? I would be interested in a Comprehensive policy/Recovery service, for use on both sides. I understand I will probably have to take out the standard €25 policy at the crossing.

fluffy


Joined: 01/03/2012
Posts: 6

Message Posted:
26/03/2012 12:42

lilaclady - you could try elzeminsurance@yahoo.com their fully comp covers both north and south and yes you do still need to take out 3rd party insurance at the boarder for the south

yenibob


Joined: 13/10/2010
Posts: 1203

Message Posted:
26/03/2012 13:33

Fluffy, a little elaboration would not go amiss. IE what is covered by this North/South policy?



A ball park pricing level would also be nice

fluffy


Joined: 01/03/2012
Posts: 6

Message Posted:
27/03/2012 13:06

yenibob - North/South policy means that if your car is insured fully comprehensive then you are covered fully comp on the north and on the south. Again 3rd party insurances (Third Party Liability Policy) must be taken out separtely in the north and in the south.



3rd party insurance is 250TL - fully comp - depends on the value of vehicle and age.

deputydawg


Joined: 30/03/2010
Posts: 1727

Message Posted:
27/03/2012 13:35

The problem, shame, (scam ?) of most of these insurance packages is that the legal requirement for a minimum 2 to 3 million TL cover on the 3rd party element is affordable. The so called comprehensive element, which is expensive, is not fully comprehensive for an "at fault" accident and covers only the damage to the vehicle. There is no cover for injury or medical bills for the at fault driver nor his passengers. A further purchase of personal injury insurance is astronomical in price for minimal extra cover. It is said (rumour ?) that local law is soon to change so that all parties involved in the misfortune of an accident have proper fully comprehensive cover. Given the general standard of driving here I cannot imagine what this might cost.

Agobard


Joined: 20/08/2008
Posts: 271

Message Posted:
27/03/2012 15:08

You do need to be aware that comprehensive insurance, on both sides of this island, does cover the entire island. If, however, you have Greek Cypriot fully comp. and you have an accident in the TRNC, the vehicle will have to be returned to the Greek side for repairs. The same situation would occur with a fully comp. TRNC policy and an accident on the Greek side.

Southcoaster


Joined: 01/04/2009
Posts: 81

Message Posted:
28/03/2012 09:14

Have just taken out Third Party insurance with Turk Bank for 250TL and this includes breakdown cover 24/7. Jayne is very helpful.